All businesses need to protect their assets and employees. As a result, their owners must purchase business insurance. Fortunately, Insura offers many policies. Find the right plan below, and start a quote.
Business Owners Insurance (BOP)
BOP covers all property and liabilities, and the premium is often less than that of individual coverages. This is useful for small and medium-sized businesses. Similarly, it usually includes business interruption insurance, providing compensation for up to a year of lost revenue.
General Liability Insurance / CGL
CGL is a common insurance that protects your business for daily operations. As a result, coverages include:
- Property Damage Liability
- Property Injury Liability
- Lawsuit Costs
Professional Liability Insurance
Professional liability Insurance is essential for those in businesses such as fitness training and IT consulting. Consequently, this covers:
- Mistakes made during a transaction
- Services provided by a business
- Possible legal defense costs
Workers Compensation
Workers Comp covers an employee’s pay, when they are injured at work. Consequently, it is mandatory for all employers. Similarly, this policy covers:
- Medical Expenses
- Rehab Costs
- Lost Wages
Commercial Auto
This is necessary for any business owning vehicles, and using them to:
- Carry out general services
- Transport Employees
- Transport Goods