Tow Truck Insurance in Ohio
Tow trucks are an essential asset to any trucking business. That’s why it’s important to keep your tow trucks protected for long-term operation. The first step to achieve this protection is to invest in the proper tow truck insurance coverage in Ohio.
At Insura, we proudly offer outstanding tow truck insurance coverage to keep your tow trucks running smoothly. Whether you’re a private carrier or owner-operator, you’ll find the perfect plan that covers every situation with Insura. Read on to learn more about our tow truck insurance coverage.
What does Insura’s Tow Truck Insurance Cover?
Insura provides customized tow truck insurance coverage plans. These plans include common commercial truck coverage that many tow truck owners will need for proper protection. This coverage includes:
- General Liability Coverage
- Collision Coverage
- Medical Coverage
- Third-Party Injury Coverage
- On-Hook Towing Coverage
- Garagekeepers Liability Coverage
- Non-Trucking Liability Coverage
While this list covers a variety of the coverage offered by Insura, there are additional coverages that can be added to your tow truck insurance plan. Contact our team to learn more about what plans we offer and how we can help you protect your tow trucks.
Cost of Tow Truck Insurance in Ohio
Tow truck insurance plans will vary in price depending on a few factors. As you prepare to choose a plan, consider the following influential factors:
- OSHA law compliance
- USDOT regulations
- Vehicle type (including age)
- Type of towing
- Time in business
- Operating radius
- Number of drivers
- Driving history
Speak with one of our agents to determine the final cost of your tow truck insurance. We’ll assess your business needs and find a plan that works for you and your budget.
Areas of Service
Insura is proud to announce that we serve all Ohio clients. However, if you’d prefer to discuss your tow truck insurance coverage in person, you can meet with an agent at the following locations:
- Reynoldsburg, OH
- Cincinnati, OH
- Dayton, OH
Our professional insurance agents are happy to help you build the best tow truck insurance plan for your needs.
Frequently Asked Questions
What kind of businesses need tow truck insurance?
There are a variety of trucking businesses that need insurance. These include but are not limited to:
- Auto mechanical repair businesses
- Auto body shops
- Repossession businesses
- Roadside assistance providers
Why do I need tow truck insurance?
Both the USDOT and the OSHA have laws and requirements around trucking insurance. There is also a minimum amount of liability that tow truck owners must have to operate their vehicles. Tow truck insurance also provides additional benefits for your business that make coverage a worthwhile investment.
Do I need to cover insurance for all of my drivers?
This will depend on the ownership of the tow trucks. If you are the sole owner of the tow trucks, you will likely be responsible for the cost of insurance. However, if you are employing drivers that own tow trucks already, they will need their own insurance.
Ready to invest in tow truck insurance? Contact the team at Insura today to learn more about our customizable coverage plans!