Vehicle Insurance

Vehicle Insurance

#1 Commercial Auto Insurance In Ohio

To ensure that your business runs smoothly, it is important to protect your assets. This includes any commercial vehicles that you use during your day-to-day operations. According to the Ohio Bureau of Motor Vehicles, or BMV, an individual must have insurance to drive any motor vehicle. Additionally, the vehicle owner cannot allow another driver to operate their vehicle without the proper insurance.

Insura proudly helps businesses all over Ohio to cover the vehicles used during business hours. If company vehicles will be used, those vehicles should be fully insured to protect businesses against liability if an accident should occur.

Keep reading to learn more about Insura’s commercial auto insurance coverage, what commercial auto insurance is and more.

What Does Insura’s Ohio Commercial Auto Insurance Cover?

Insura provides each customer with a customized commercial auto insurance solution with coverage tailored to their needs.

One major exception to this is if they are delivering goods or services for a fee. This includes delivery personnel.

There are numerous types of commercial auto coverages to consider when looking for an insurance policy. Some examples of commercial auto insurance coverage include:

  • Third-party liability coverage
  • Collision or accident coverage
  • General liability coverage
  • Comprehensive coverage, which refers to any non-collision loss
  • Loading and unloading coverage

This is by no means an exhaustive list of the commercial auto insurance you can receive from Insura. Customers with any questions about commercial auto insurance coverage are encouraged to contact the expert team at Insura.

Insura’s Commercial Auto Insurance Specialities: Filings

Along with the policy selection process, your independent insurance agent at Insura also aids you in federal insurance filings.

To receive the proper operating authority, all commercial motor carriers and brokers must have specific documentation on file with the Federal Motor Carrier Safety Administration, or FMCSA. The kind of filings you are required to fill out and file vary depending on your business. For example, a general motor carrier is required to file public liability insurance, while a household goods motor carrier requires cargo insurance.

Thankfully, you don’t have to worry about completing these filings on your own. Our expert team at Insura provides federal filings services for all commercial auto insurance customers. As a result, Insura can ensure that the proper filings are completed and filed with the FMCSA.

What is the Cost of Commercial Auto Insurance in Ohio?

There are several factors that will impact the overall cost of your Ohio commercial auto insurance policy, such as:

  • The liability limit you select. This refers to the maximum amount available through your policy in the event of an accident or injury.
  • The types of coverage you select. This refers to coverage deductibles. If your insurance policy includes cargo coverage, your cost will differ compared to someone who doesn’t buy cargo coverage.
  • The type of vehicles you are insuring. There are various insurance requirements for vehicles above or below a certain weight or seating capacity.

The best way to determine your commercial auto insurance policy’s cost is by contacting the team at Insura. Once partnered with Insura, we take the necessary time to understand the needs of your business. Then, our team can choose the best carrier that aligns with your unique needs. When Insura recommends a policy to you, we ensure that that policy’s cost remains within your price range. By and large, Insura provides each customer with a comprehensive and personalized insurance experience.

To learn more about Insura’s commercial auto insurance plans and the coverage we offer, contact our team at 614-500-4147 or online today.

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The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in case of a covered loss.

Need Help? Call Us at  614-500-4147

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