Reliable Commercial Truck Insurance Ohio | Insura

Reliable Commercial Truck Insurance Ohio | Insura

#1 Commercial Trucking Insurance In Ohio

Whether you are an owner-operator or a private carrier, your trucks are an important asset to your business. To keep your trucks operational for any long haul, having the right commercial truck insurance coverage in Ohio is necessary.

Here at Insura, we pride ourselves on providing exceptional trucking insurance coverage for all types of commercial trucking scenarios. Whether you are an owner-operator or a private carrier, we have the perfect plan for you. Keep reading to learn about Insura’s trucking insurance coverage, insurance claims, and how Insura can help.

What Does Insura’s Ohio Commercial Trucking Insurance Cover?

Insura offers each customer customized commercial truck insurance. This includes common coverages shared by all commercial vehicles. Some examples of common coverages for commercial vehicles are third-party injury, overall accident coverage, and other liability coverage policies.

In addition to common commercial vehicle coverage, Insura also offers truck-specific coverages in our Ohio trucking insurance policies. These truck-specific coverages include:

  • Motor Truck Cargo Coverage
  • Motor Truck General Liability Coverage
  • Non-Trucking Liability Coverage

This is by no means an exhaustive list of the coverages offered by Insura. Customers are encouraged to contact our team at Insura with any questions about additional truck-specific coverage policies.

Insura’s Commercial Trucking Insurance Specialities: Filings and Claims

Federal and State Insurance Filing

Once you’ve found the right trucking insurance coverage for your needs, your next step is state and federal filings. An insurance filing is a guarantee to the government that you have adequate coverage for your vehicle. The type of insurance filing requirement you must meet depends on your operations. For example, businesses that engage in interstate trucking are required to complete federal filings.

Thankfully, you don’t have to complete these filings on your own. At Insura, we offer state and federal filings for our commercial truck insurance customers. This helps ensure that all necessary filings have been completed correctly. Once your carrier authority has been filed, our team at Insura can take care of the rest.

Heavy Truck Claims

In addition to assisting with filings, Insura also specializes in heavy truck claims. Insura’s goal is to give you the best commercial truck claims service on the market. Unlike other commercial trucking insurance companies in Ohio, we boast a highly specialized team of 100% in-house adjusters who’ll manage your repairs from start to finish. We’ve also developed an extensive network of pre-approved repair shops that prioritize their services for Insura customers.

Cost of Commercial Trucking Insurance in Ohio

Numerous factors will influence the cost of your commercial truck insurance. The rate you receive for your coverage can be influenced by factors such as:

  • USDOT authority
  • Coverage requirements
  • Vehicle type
  • Cargo
  • Operating Radius
  • Driving history

To best determine the cost of your commercial truck insurance coverage, contact our expert team at Insura. When partnering with Insura, we take the necessary steps to understand your business needs. We know that every customer will require a varying level of coverage and want to develop a plan that works for you. With this information, our team can pinpoint the insurance policy that meets your unique needs.

In addition to finding the right coverage, Insura ensures that the policy recommended to you is within your price range. In the end, Insura’s comprehensive coverage process provides customers with an easy-to-understand insurance experience.

Frequently Asked Questions

If I have multiple drivers, do they all need to be included in my coverage?

This depends on ownership. If you are the sole owner of the truck or trucks being driven, you’ll likely be responsible for bearing the cost of the commercial truck insurance. However, if the driver owns the truck themselves, they will be required to insure their own truck. Speak with your insurance agent at Insura to learn more about having multiple drivers on your policy.

What happens if I need to travel outside of my normal operating radius?

You’ll need to contact your insurance agent before traveling elsewhere. In some situations, an exception may be given to the driver for a short period of time. However, this will depend on your insurance plan and the duration of your trip.

How long does it take before my commercial truck insurance policy is effective?

This depends on the type of insurance filing needed. Insurance companies can typically begin working on your policy by the following business day. However, federal and state filings may take a bit longer for approval due to the volume of insurance filings they receive. Most federal and state locations will offer an online system that allows you to monitor the progress of your insurance policy.

Learn about Insura’s trucking insurance plans, what we cover and more by contacting our team today at 614-500-4147 or visiting us online.

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